Mobile Banking Apps

Within the banking industry, there has been a huge change in the way online banking works. Almost all of the large national banks have integrated online banking applications for consumers to use every day and everywhere.

The Bank of America mobile banking application includes so many features for so many different devices:

The best Mobile Banking experience for your smartphone or tablet.

Customized for your

iPhone® and iPod touch®

iPad®

Android™ phone

Android™ tablet

Windows® Phone

BlackBerry®

Kindle Fire™

The same fraud protection, encryption and secure sign-in as our Online Banking

In use by more than 10 million Bank of America customers

Great for the multitasker

Use our mobile app when you want the most robust banking experience on the go. Depending on your device, you can look up account details and transaction history, make transfers, pay bills, get alerts and BankAmeriDeals™, deposit a check (using the camera on your phone or tablet) and find the nearest Bank of America ATM and banking center (Bank of America, 2013).

The most recent to mobile banking applications is depositing a check remotely from your device. Simply take a picture of the front and back of your check, upload and your deposit is complete! This new featuring has really enhanced mobile banking and the ease of banking. Bank of America (2013) notes four simple steps on their website:

  1. Open Mobile Banking App and select “Deposits”.
  2. Take a picture of the front and back of the endorsed check.
  3. Select the account to receive the deposit and enter the amount of the check
  4. Submit and receive confirmation that your deposit was successfully received

The mobile banking application has really helped to ease the everyday hassles that so many of us face. Not everyone has time to go home, open up his or her laptop or computer, go to the banking website, log in, and make a transfer or whatever the task may be. You can simply take your phone out of your pocket and perform so many every day banking tasks that would take 10x as long by logging in at home or going to a branch.

head_mobile_check

References

Bank of America. (2013). Mobile Banking. From Bank of America: https://www.bankofamerica.com/online-banking/mobile-banking-applications.go

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One thought on “Mobile Banking Apps

  1. I love online banking. It is awesome to check your balance on the go! My friend has a check register (old school) which no matter how hard I try it just does not work for me. I love the apps that they have available as well on iphone to help budget money, and budgeting in general. I am skeptical about scanning checks and they will deposit- I have not done this and not sure I am willing to try it. But, you never know down the road if I am in a crunch I might. It makes you wonder how many errors have been caused from a error with scanning/taking pictures of checks and the consumer overdrew there account.

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